Retirement Taxes
Retirement Taxes in Virginia
Retirement tax context for Virginia, including federal pensions, Thrift Savings Plan withdrawals, and state income-tax treatment in the tax pack.
Virginia planning context
Federal pensions and Thrift Savings Plan withdrawals need the same tax timeline as an IRA. Withholding on a pension can make the year’s tax look settled when a second withdrawal is still untaxed.
Richmond and Hampton Roads households share Virginia’s pack and do not share a housing or insurance bill. Social Security taxation and Medicare premiums are federal, including for retirees with military health coverage.
State tax context
Virginia uses progressive income-tax brackets in the 2026 RetirementNeuron tax pack (2026-projected-v1; Virginia Tax). Bracket amounts live in that pack and can change. The pack excludes Social Security benefits from Virginia taxable income. Federal taxation of benefits is separate. Traditional retirement-account withdrawals and Roth conversions can be taxable under that pack. Medicare remains a federal program. This description is not a filing position, a guarantee, or a substitute for the tax pack.
RetirementNeuron does not publish city pages for Roth conversions, retirement taxes, or retirement income. Social Security and Medicare & IRMAA stay on their national hubs.
Related Virginia pages
Related RetirementNeuron articles
Educational planning software—not investment, tax, legal, Medicare, or Social Security advice. Projections depend on your inputs and assumptions. Optional professional review is separate when available.